Locksmiths for Insurance Work
Christopher The Locksmith provides a comprehensive insurance approved 24 Hour Locksmith Service in Essex and throughout the South East backed up by over 25 years in the business. There are no call out fees or no hidden extras.
We are rated the #1 Locksmith in the region by Checkatrade Trader and we are Police Checked. Above all we are a genuine and local family run business and we are not part of a national chain or franchise.
If you have suffered a burglary Christopher The Locksmith can ensure your property is secure and we can help and advise you when it comes to dealing with your insurance provider. Dealing with insurance providers in the event of a claim can be a stressful experience but with our many years of experience in dealing with burglaries suffered by local people, we can help you make a successful claim.
With our tried and trusted lock repair, lock upgrade and security advice service we can ensure you are taking all steps to deter thieves both before a break-in occurs, therefore helping prevent one, and also to make sure you are truly secure after suffering one.
Burglaries and Break-Ins
Before you suffer a burglary, Christopher The Locksmith can take steps to ensure you are secure and adhering to your insurance policy by:
- Checking your physical security corresponds to that of your insurance policies.
- Checking the security and locks you have fitted complies with your insurance policy.
- Giving you free advice on home security and burglary prevention.
- Carrying out upgrades to your locks and security and fitting additional security such as window locks.
If you have suffered a burglary Christopher The Locksmith can help you by:
- Changing all your locks and supplying new keys for existing locks – we always recommend changing locks.
- Having your broken windows boarded up if it’s out of hours and a glazier is not available.
- With the best stocked van in the UK we will rarely if ever need to order replacement parts so we are able to repair or replace your damaged locks or security whilst on site.
- Talk with your insurance provider directly or on your behalf.
Typical UK Home Insurance Requirements
In the UK, there are minimum security requirements laid down in your insurance policy for residential properties. If you have a business, retail, industrial or commercial property then you should refer to your specific policy as the requirements can differ based on the nature of your business.
For a domestic property, the minimum requirements are usually a 5-Lever mortice lock to current British Standards fitted at the correct height. You should also have a nightlatch. If it’s not possible to fit these types of locks then additional security should be fitted to bring your home security up to an equal level.
For UPVC doors and Patio Doors, the requirement is for a high security Multi-Point locking mechanism with multiple hooks and bolts. It’s always good practice to fit a good quality anti-snap high security cylinder to exterior doors. As there are different types of Multi-Point locking mechanisms and not all of them are insurance approved it would be best for Christopher The Locksmith to advise you on whether you meet the requirements of your insurance policy.
If you do not adhere to the conditions of your insurance policy on home security and you suffer a burglary you may find that your policy pays out a reduced payment or you may find that it may not pay out at all.
Window locks are also required by most insurance policies and need to be fitted to specific windows deemed easily accessible. We can provide an audit and recommend locks you can fit to comply with your insurance policy.
For properties such as flats there are legal requirements for the types of locks fitted, if you are a landlord or live in a flat Christopher The Locksmith can advise you on the types of lock to fit.
Never leave your keys laying around or in the locks on the inside of your doors as if an insurance provider is aware of this fact you may suffer a reduced pay-out on a claim. This is because you did not take adequate steps to secure your property by limiting access to your keys.
As with all policies always read the small print, get advice and if you are unsure if your home security is adequate and complies give Christopher The Locksmith a call for a security check.
Family Run Business
Christopher The Locksmith is a family run business with over 20 years experience based in the Latton Bush Centre and provides locksmith services to domestic, commercial and local authority customers. Christopher The Locksmith has NO call out charges, there are NO hidden charges, the quote I give you over the phone is the price you will pay. We are the most trusted locksmith in Essex and the South East and provide locksmith services that are Checkatrade Trader Approved and Police checked.
We aim to respond to and get to you within 30 minutes or less if you are within Essex including Harlow, Chelmsford, Romford, Basildon, Braintree, Cheshunt, Ilford, Dagenham, Bishops Stortford, Hatfield and the general area, so you can be assured that we will arrive to give you the best possible local locksmith service.
